ALTA/NSPS Land Title Survey

 A surveying standard jointly proposed by the American Land Title Association and the American Congress on Surveying and Mapping that incorporates elements of the boundary survey, mortgage survey, and topographic survey. ALTA/ACSM surveys, frequently shortened to ALTA surveys, are often required for real estate transactions.

ALTA/ACSM Land Title Surveys: Today's commercial real estate transactions are often complex and involve multiple sites that require land title surveys in several states. The American Land Title Association, in conjunction with the American Congress on Surveying & Mapping and the National Society of Professional Surveyors, has established basic standardized requirements for land title surveys, also known as ALTA/ACSM land surveys or ALTA surveys. These land title survey standards provide consistency across the country and a clearer understanding of the property.

ALTA/ACSM Land Surveys are required by most lenders, title insurers, attorneys and buyers of commercial real estate. ALTA surveys show the surveyor's findings about the property boundaries, easements, encroachments, improvements and utilities within the property. ALTA surveys also provide information regarding zoning and flood zone designation of the property.

The higher level of detail in an ALTA/ACSM Land Survey is ideal for companies or corporations involved in expansion, acquisitions and refinancing.


Elevation Certificate / LOMA

An Elevation Certificate is an official form of the National Flood Insurance Program created to compare a property's elevation data (as determined by field measurement) to the Base Flood Elevation (BFE) data. It provides elevation information for compliance with floodplain management ordinances, setting insurance premium rates, and supporting map change requests, namely the Letter of Map Amendment (LOMA) and the Letter of Map Revision Based on Fill (LOMR-F). For many homeowners, a LOMA is a preferable option. If you property is in a Special Flood Hazard Area but you believe that your home and/or structure is above the flood level, a LOMA can remove those structures and relieve you from some of the associated cost of insurance.

At Peak Geomatics, we have extensive experience in working with home owners and property developers in areas that may flood. We can certify a Elevation Certificate and create a site plan that may help homeowners lower the cost of insurance AND keep their homes and family safe from damage.

Remember, you do not have be on or near a river or body of water to experience flooding. Contact us today to discuss the options available to you.

An Elevation Certificate is required to obtain a National Flood Insurance Program policy on all Post-FIRM construction, but is optional on Pre-FIRM construction. The Elevation Certificate is required by the NFIP to certify the lowest floor of a building so the policy can be properly rated.

Flood insurance is:

  • Open to everyone. Even if you don't live in a designated flood zone you can purchase flood insurance if your community participates in the NFIP. Any property can get flooded, and anyone can buy flood insurance.
  • Protective of homes and contents.
  • Payable even when no disaster is declared. Statistically, federal disaster declarations are issued in less than 50 percent of flooding incidents. An NFIP policy will pay for flood damage whether or not there is a federal disaster declaration.
  • Purchasable at any time. You can purchase flood coverage at any time, but in most cases there is a 30-day waiting period after you have applied and paid the premium before the policy becomes effective.

Contact a Flood Insurance Specialist today for more information.


Property Subdivision

Subdivision Planning & Platting
Subdivisions are necessary when a client wants to modify the locations of the existing boundary lines of a piece of property. The process to complete a subdivision is much like a boundary survey. Most counties and municipalities have developed minimum subdivision regulations. We are always happy to help navigate the red tape of any subdivision process.

Whether you are looking to divide a 1 acre parcel into two properties or would like a design of a planned subdivision of 500 acres, we have the people with the skills and tools to complete the job. 


Topography Surveying

 A topographic survey depicts the topography or the “lay of the land” of a specific parcel(s). Elevations are taken with surveying equipment at several points on the property and plotted on paper. Contours are drawn to connect identical points of elevation. Contour lines are shown as assumed datum or in USGS datum.

When is a topographic survey in USGS datum required? Projects proposed to be constructed or located in a floodplain or in a mapped floodplain are required to have topographic survey data in USGS datum. USGS datum allows the elevations mapped on the property to be coordinated with elevations for lakes, streams, and floodplains.